1. About us
Moneytrans is the trading name of MONEYTRANS PAYMENT SERVICES S.A., a Belgian Payment Institution with registration number BE.449.356.557, duly authorised and supervised by the National Bank of Belgium (www.nbb.be). Our head office is established at Boulevard de Waterloo 77/01 at 1000 Brussels, Belgium. Telephone: + 32 2 227 18 20; Fax: + 32 2 227 18 28; Email: email@example.com.
MONEYTRANS PAYMENT SERVICES S.A (hereinafter referred to as « Moneytrans ») is responsible for the development, the operation and the content published on its transactional website (hereinafter referred to as « the website of Moneytrans », « the iMoneytrans Website » or « the website »), which can be accessed via the following Internet address: https://www.imoneytrans.eu/
3.1. Information and services available on the Internet website
The products and services available on the iMoneytrans website are only intended to be used by individuals aged 18 years or over and who are legally residing -or at least have a payment card- issued in Belgium (or in one of the other EU countries where the platform is operational). By making use of the products and services provided on the iMoneytrans website, the user confirms meeting the aforementioned criteria of age and of residence -or of territoriality of their means of payment that will be used on the iMoneytrans website.
The information posted on the iMoneytrans website is provided without guarantee or liability on the part of MONEYTRANS, except in the case of gross or intentional negligence by MONEYTRANS. It is only valid on the date of its posting on the website and MONEYTRANS cannot guarantee its accuracy, absence of errors, completeness and/or timeliness.
The information, simulations and tariffs available on the Internet website are provided exclusively for information purposes and independently of any specific contractual and/or unilateral commitment entered into by MONEYTRANS. They can in no case be considered as a recommendation or a direct offer for the sale and/or purchase of products and services, unless they are accompanied by a purchasing order validated by the website user. Hence, they only from an element of assessment for the website users, who remain free to decide and solely responsible for the use they make of them.
MONEYTRANS takes all reasonable measures to provide accurate and up to date information on its website. MONEYTRANS may modify, at any time and without prior notice, products and services made available on its website, or interrupt the access to all or parts of the website, among others in order to update its content.
3.2. Registration and Use of Online Services
The online customers must provide accurate and truthful information when registering with the website. They shall also be responsible for promptly updating any personal data previously provided to MONEYTRANS, especially in case of changes relating to their address of residence, identity document, telephone number and/or email address.
MONEYTRANS may ask at any time to the registered users of its website to provide documents evidencing their identity or their address of residence. When the use of certain online services requires it, the users shall also agree to providing a copy of their identity document and/or of any other document that may be required for the delivery of certain online financial services. The Internet website shall display a message inviting the online customer to upload a digital copy of their identity document or of any other supporting document in their file, as may be necessary.
Each website user may only hold one registered account. The means of access to such an account are strictly personal and may in no case be shared with third parties, including with other family or household members.
The use of the iMoneytrans website and of the online products and services is strictly intended for private purposes. In the case where the user wishes to use the online services for business purposes, he/she must immediately inform MONEYTRANS of such an intended purpose, by contacting our Customer Service as set out in Section 13.
MONEYTRANS reserves the right to restrict at any time the access to any or all parts of its website, or to cancel a pending transaction in any of the following cases:
- The online customer refuses to provide valid identification documents or provides incomplete or inaccurate identification data;
- The online customer uses the website services for abusive, fraudulent or illegal purposes, and/or,
4. Account Security and Management
As part of the registration process, the website user will be invited to choose a combination of a username and a password, which will thereafter constitute his/her personal access codes to the protected parts of the website. Such access codes are strictly personal and confidential. Each website user is the sole responsible for their use and must refrain from disclosing them to any third party. The personal access codes may only be disclosed in the secured login area available on the main page of the iMoneytrans website published on https://www.imoneytrans.eu/. MONEYTRANS or its employees will never ask to registered online customers to disclose their personal access codes to them by phone or by e-mail. The online customers should disregard and immediately report to MONEYTRANS any situation whereby they are requested to provide their personal access codes via an email or a third-party website. The website users are additionally responsible for ensuring that their access codes are not stored on their browser software or are not recorded in any other way on the hard disk of the personal computer they use to access the iMoneytrans website.
Registered website users may ask at any time to modify or to suppress their personal access codes to the iMoneytrans website. They shall also immediately inform MONEYTRANS in case they notice an unauthorised use of their access codes, or any other breach in the security of their user account. MONEYTRANS shall endeavour to promptly modify or revoke the personal access codes of a registered user, upon receiving such a request. Until then and except in the case of gross or intentional negligence by MONEYTRANS, the users shall be solely responsible for any direct or indirect damage that may result, for them or for MONEYTRANS or for third-parties, of any use, whether fraudulent or not, made by them or by a third-party, of their personal access codes on the iMoneytrans website.
Except in the case of gross or intentional negligence on its part, Moneytrans cannot be held liable for any direct or indirect damages incurred by the website user, which would result from the use of the website or from the impossibility to use it, whatever the reason.
MONEYTRANS shall thus not be responsible, among others, for any direct or indirect damages caused by:
- The interruption of the access to the website and/or delays or losses in data transmission caused by disturbances in the communication systems that are not under the control of MONEYTRANS (such as power cuts, interruptions in the phone lines or connection problems caused by the Internet access provider of the user or by a specific software installed on the user’s computer);
- The unauthorised access and/or fraudulent use of the Internet website using the personal access codes of the user, made possible by a negligence on the part of the user (caused, for instance, by the inadequate protection of the confidentiality of his/her access codes against theft or against the transmission of computer viruses);
- The fraudulent use of a payment card on the iMoneytrans website;
- The occurrence of any event of force majeure.
MONEYTRANS shall in no case be liable, beyond the amount invoiced to the customer on the Internet website, of any direct or indirect damages caused by the delay in the execution or by the partial or non-execution of an order placed for a product or service via the iMoneytrans website, regardless of whether such damages were caused by the negligence of its employees or its foreign correspondents or by any other reason.
In the case where a product or service ordered online could not be delivered within a reasonable timeframe (3 working days) due to a failure in the service operated by MONEYTRANS, MONEYTRANS shall reimburse the total amount invoiced to the website user at the time of his/her order placed via the iMoneytrans website.
6. Use of the Online Money Transfer Service
International money transfer orders initiated via the iMoneytrans website are subject to transaction fees, transaction limits and payment conditions that vary depending on the country of destination of the funds.
A foreign exchange rate also applies to money transfer orders, which are paid in a different currency than the Euro in the country of destination. In such cases, the amount of the transaction will be converted into the relevant foreign currency at the time of initiating the money transfer order via the iMoneytrans website, and the exact amount to be received by the beneficiary in the foreign currency will also be indicated on the online transaction form.
The website user can simulate at any time the conditions applicable to a money transfer operation by using the “calculator” tool, which is available on the section of the iMoneytrans website dedicated to the online money transfer service.
In addition to the transaction fees, MONEYTRANS may also keep the difference between the currency exchange rate it receives and the currency exchange rate it applies to online money transfer operations initiated via its website. MONEYTRANS also reserves the right to apply more favourable exchange rates to online transactions initiated via its website than those applied to the operations of the customers of its physical points of sale in Belgium.
By validating an online money transfer order, the website users confirm agreeing to the financial and payment conditions applicable to their transactions, as described on the iMoneytrans website. The website users also declare that the personal identification data provided about them as well as about the designated beneficiaries of their funds abroad is accurate in all respects. MONEYTRANS reserves the right to request additional information about the users of the online money transfer service, or to suspend or cancel a pending transaction for any of the reasons listed in section 4 above.
7. Use of Payment Account Services
The registered website users may also open a payment account and initiate payment transactions via the iMoneyrans website. These payment services are not available in all countries and are reserved to customers legally residing in the country where the services are provided.
8. Use of the Mobile Airtime Credit and of Electronic Money services (Belgium only)
MONEYTRANS relies on third-party companies to carry out the online purchasing orders of prepaid mobile airtime credit and of electronic money products (hereinafter also referred to as « top up products »), which are made available on its internet website (only for online customers based in Belgium).
The description and specifications of the top up products available for purchasing on the iMoneytrans website are based on the information provided by the manufacturers of the referred products. MONEYTRANS is in no case responsible, beyond their top up value, of the specifications of such products, for which it merely acts as intermediary for their selling and their purchasing.
The mobile airtime credit and electronic money products that can be ordered via the iMoneytrans website are only delivered upon confirmation of their payment on the website.
In the specific case of the international mobile top up product, the top up options are only available for active and valid mobile phone numbers. During the online order of a mobile phone top up product, the purchaser must verify that the product selected matches his/her request and, in the case of the purchasing of airtime for an international mobile number, whether the phone number indicated in the ordering screen is correct, before validating the order. Any mobile top up product purchased on the iMoneytrans website and delivered as per the instructions of the purchaser shall not be eligible for a change or a reimbursement. MONEYTRANS shall thus not be responsible in the event that the online customer made a mistake in the product selection or gave a wrong phone number to top up during the online ordering process.
In line with the provisions set out in Section 10 hereunder, the website user must notify MONEYTRANS within 14 calendar days of the case where a top up product validly purchased on the iMoneytrans website could not be delivered in full or in due time. MONEYTRANS shall subsequently liaise with the customer and the third-party service provider in order to ensure that the product delivery goes through as quickly as possible.
MONEYTRANS reserves the right, at all times, to withdraw certain mobile airtime or electronic money products previously available on its website or to unilaterally modify their top up conditions without prior notice.
9. Cancellation and Refund
The website user holds the right to cancel a product or service ordered via the iMoneytrans website within 14 calendar days of its order. To cancel a pending order, the user must log on to his/her Moneytrans account, locate the relevant order from their transaction history, and then request its cancellation via the “cancel” button available on the same section of the website. The website user may alternatively request the cancellation of a pending order by contacting the Customer Service of Moneytrans as set out in Section 13.
In the case where the website user requests the cancellation of an order following a failure in the service provided by MONEYTRANS, MONEYTRANS shall reimburse the total amount invoiced to the customer at the time of the online order (transaction fees included), provided that the service ordered has not already been delivered. In all other cases and provided again that the ordered product or service whose cancellation is requested has not been delivered yet, MONEYTRANS shall reimburse to the customer the amount charged at the time of the online order, excluding the transaction fees, which shall remain due.
10. Property and Intellectual Property Rights
MONEYTRANS reserves all property and intellectual property rights on the iMoneytrans website itself as well as on all its components, including but not limited to any text, illustration, layout and computer programs published on it or underlying it. The website users benefit from a non-exclusive license to use the iMoneytrans website, which only give them the right to access the contents of the iMoneytrans website, consult the information posted on it and use the services provided online, in a regular way and solely for private purposes. On the other hand, no property or other intellectual property right is by any means transferred to the website user.
Any extraction and/or reuse of all or parts of the contents of the iMoneytrans website, in any form or by any means is strictly prohibited without MONEYTRANS’ prior written consent. Similarly, any trade mark, label and logo posted on the iMoneytrans website are the exclusive property of MONEYTRANS and cannot be reproduced in any form or manner, without the prior written consent of MONEYTRANS.
11. Hyperlinks to Third-Party Websites
12. Moneytrans Contact Details
Any communication relating to the iMoneytrans website should be preferably sent by email to: firstname.lastname@example.org.
Online customers can also call the following Customer Support Lines in their respective country of residence:
|Belgium or Germany:||02 227 18 20|
|France:||0809 549 788|
|Spain:||0951 015 501|
|Italy||022 87 01 25|
|The Netherlands:||010 205 24 53|
|The United Kingdom:||0207 243 17 17|
Any communication containing personal data, questions, comments and/or suggestions, which is addressed to MONEYTRANS shall be considered as non-confidential, subject to the duty of discretion of MONEYTRANS and of the legal rights of privacy of the website users. Pending respect of the same legal provisions, MONEYTRANS shall have the right to reuse, copy, modify or reproduce, in any form, through any means and for any purpose, any communication received from the website users, within up to ten years of their transmission.
13. Private Data Protection
For more information about the cookies generated by the website of MONEYTRANS and their use, kindly refer to our Policy on Cookie Use.
14. Customer Due Diligence Requirements
The laws and regulations governing the provision of financial services require from financial institutions such as MONEYTRANS to verify the identity of the customers of its financial services and to refrain from processing financial operations in case of doubts relating to the legality of the source of funds and/or of the purpose of the transactions placed by the customers. Occasionally, the users of online financial services provided via the iMoneytrans website may be required to provide additional documents necessary to verify their identity and the legal origin of their funds transacted online. Transactions may also be suspended or cancelled in the event where MONEYTRANS cannot obtain from its customers evidence needed to meet its legal obligations.
15. Applicable Law and Competent Authority